For Buyers
We work hard for our Clients and give them outstanding full service.
Buyer Services:
Pangburn Properties Client Care Team members are licensed real estate professionals (REALTORS®) and your partners throughout the home buying process. Our Agents bring years of real estate experience and in-depth West Michigan market knowledge.
Your Agent (or other Client Care Team Member) is promptly available to:
- Guide you through the loan pre-approval process
- Guide you through the home search process
Search the Multiple Listing Services for you DAILY and e-mail you the results - Accompany you while viewing any homes of interest (available 7 days a week)
- Represent your best interests and consult with you regarding all negotiations
- Explain all documents, including any government required documents
- Guide you through the entire closing process
Buying Process:
- Phone us, E-mail us or Register On-Line & tell us what you are looking for in your next home or cottage.
- Pre-qualify with a mortgage lender to determine financial parameters
- Sign a 1 (one) year Exclusive Representation Agreement As Buyer’s Agent with Pangburn Properties, Inc.
- Receive list(s) of MLS properties (all REALTOR® listings) matching your search criteria via e-mail
- Search for new homes on-line from our list of viable Websites
- Receive daily updates of new listings and priced reduced listings
- Visit your favorite homes with your Client Care Team REALTOR®
- Have your Client Care Team REALTOR® prepare and submit your offer to purchase
- Secure financing
- Schedule Inspections, if applicable
- Attend and sign closing documents
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the your area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could be.
